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Background I remember my first experience with budgeting as a young adult. I sat with my notepad, drew lines, wrote figures—and by the second week, the plan was already falling apart. The problem wasn’t that I didn’t want to budget.It was that I created a budget that wasn’t realistic for my income, lifestyle, or discipline
Background I once knew a woman who ran a small tailoring business out of her backyard. She had no shop, no large customer base—just faith, skill, and a willing heart. When we spoke, she told me how she’d struggled financially for years, barely making enough to pay her children’s school fees. But something changed when
Background Career decisions can feel overwhelming.Whether you’re a student trying to choose a course, a graduate wondering what path to follow, or someone in between jobs—it’s easy to feel confused. You ask: Friend, these are valid questions.And the good news is this: God is not hiding His will from you. He wants you to walk
Background Being a student comes with its fair share of financial pressure.Between tuition fees, textbooks, transport, food, data, and the occasional social event, it often feels like your income or allowance ends before the month does. Maybe you’re living on a tight budget, depending on your parents, or managing a small income from a part-time
Background Stepping into the world of work as a young professional comes with both freedom and responsibility.Suddenly, you are earning your own income, making decisions for yourself, and dreaming about the future. But one area that demands intentionality right from the start is money management. If you want to build wealth, avoid unnecessary stress, and
Background I’ve heard it so many times. “I’ll start saving when I start earning more.”“I can’t save now. My income is too small.”“I’m just trying to survive each month. Saving isn’t realistic.” If you’ve ever felt this way, you’re not alone. And you’re not wrong for feeling the pressure. But here’s the truth, friend: Saving
How to Handle Money with Wisdom, Discipline, and Faith Let’s talk about money—something almost everyone wants more of, but very few people were taught how to manage. As a young professional, you may be earning your first salary, running your first business, or even trying to figure out how to survive the rest of the
Banks are always willing to do business especially when it comes to loans but there are some reasons why banks won’t give you loans. They build relationships with their customers over some time to know if these customers are worth doing business with.
Some reasons why banks won’t give you a loan are discussed below, follow this advice and getting a loan from a bank will get easier for you.
Financial freedom is a topic that is important to everyone, don’t let anyone deceive you not to take the financial aspect of your life seriously.
There are two categories of people in life, those who have financial freedom and those who are debt-ridden.
The difference between these two sets of people is that those who have attained financial freedom don’t live in debt, they have enough savings and they have enough funds to support their lifestyle and decisions conveniently.
Debt-ridden people are always under pressure whenever it comes to spending to support their lifestyles because they do not have enough funds to support their lifestyles and decisions.
The major difference between these two sets of people is preparation. People who have attained financial freedom were able to because they prepared ahead of time.
The question you should ask yourself today is how are you preparing yourself for financial freedom.
The best time to start preparing is now, no matter how young you may be you can start planning for your future now.
Some tips can help you attain financial freedom if you are in your 20s or 30s. I will be discussing some of those tips in this post.
Do you have debt? Are you tired of making monthly payments? Do you dream of being debt-free? If so, you’re not alone. Millions of people are in debt worldwide, and many of them are struggling to make ends meet.
The good news is that it is possible to pay off debt in 5 years. It takes hard work and dedication, but it is doable. In this blog post, we will provide you with a step-by-step guide to paying off debt in 5 years.
The first step to paying off debt is to create a budget. This will help you track your income and expenses so that you can see where your money is going. Once you know where your money is going, you can start to make changes to your spending habits.
You should not just spend money as it comes, you need to have a plan for your money.
You need to be in control of how you spend your money. Your money should not control by how to spend it.
A lot of people allow their money to control them on how to spend, They overspend when money is in excess.
Instead of overspending when you have excess funds, you should save and use part of it to service your debt.
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