personal finance Archives - Success Point: Personal Development and Inspirational Blog

How to Achieve Financial Freedom Before 30

October 10, 2023October 10, 2023 by Seun Laleye

Financial freedom is a topic that is important to everyone, don’t let anyone deceive you not to take the financial aspect of your life seriously.

There are two categories of people in life, those who have financial freedom and those who are debt-ridden.

The difference between these two sets of people is that those who have attained financial freedom don’t live in debt, they have enough savings and they have enough funds to support their lifestyle and decisions conveniently.

Debt-ridden people are always under pressure whenever it comes to spending to support their lifestyles because they do not have enough funds to support their lifestyles and decisions.

The major difference between these two sets of people is preparation. People who have attained financial freedom were able to because they prepared ahead of time.

The question you should ask yourself today is how are you preparing yourself for financial freedom.

The best time to start preparing is now, no matter how young you may be you can start planning for your future now.

Some tips can help you attain financial freedom if you are in your 20s or 30s. I will be discussing some of those tips in this post.

Personal Finance Tips

7 Reasons Why You Should Avoid Betting (STOP IT NOW!)

April 11, 2022February 4, 2022 by Seun Laleye

Instead of betting with your money, you can instead save the money. That is the wise decision to make.

If you have been betting before then you need to read this post. In this post I will be showing you reasons why you shouldn’t get involved in betting.

I heard story of a guy who won lottery money, about 2 million dollars and that’s a huge amount of money.

Some people began to study this guy to see how successful he was going to be in some years’ time.

But to their amazement, after some years the guy lost all his money and he became poor again.

So you might be wondering what really happened.

Well, let me tell you what actually happened, the money had wings and it flew away.

Yes! If you are wondering if that is true, it is very true. Money has wings and it can fly.

So as an individual you need to learn the science of making money so that you can attract money by making it fly to you and you also need to learn money management so that you can hold your money, keep it from flying away and make it work for you.

Now, let me show you some reasons why you need to avoid getting into betting or gambling.

Personal Finance Tips

Why Financial Success Is Important To Everyone

April 7, 2021April 7, 2021 by Seun Laleye

When we talk about financial success, we can also call it financial freedom. That means getting to a level whereby you are financially independent, you can spend money on your wants and needs without borrowing from others and still have excess to save and give to others.

So, you can see that financial success for people is measured at different level.

For someone who has a company with 200 staff and someone who has a company with 20 staff, their financial success level will be different.

Everyone has a level they attain financially and they can say they are financially independent or successful.

Personal Finance Tips

Financial Principles To Help You Attain Financial Success

December 1, 2020October 5, 2020 by Seun Laleye

It’s good that you follow financial principles because when you do so, it will increase your chances of being successful financially.

When you observe the lives of most people that have failed financially, you will notice that they don’t follow the right financial principles we will be discussing shortly.

I’ve listed some financial principles below and I feel that if you follow them, you are on your way to financial success.

Personal Finance Tips

11 Reasons Why You Need Financial Planning

July 29, 2019July 28, 2019 by Seun Laleye

You may be wondering why you need financial planning in your life, well I will be sharing about that in this post.

On one note, it is actually easy to wake up in a day and live your life without planning but you will not achieve any tangible result most times when you do that.

On another note, it is tasking to wake up in the morning to plan your day but when you do that, you will definitely get a good result.

Let look at some top reasons why we need personal planning.

Personal Finance Tips

How to Generate Multiple Streams of Income (PASSIVE INCOME OPPORTUNITIES)

April 21, 2019January 13, 2019 by Seun Laleye

We will be discussing how you can generate different streams of income using passive income opportunities. You should learn not to put all your eggs in one basket instead you should put it in different baskets and this should also apply to your finance.

Financial success is an important aspect in life and if you want to be successful financially, you might need to invest your funds in different business so as to generate multiple streams of income for you.

You shouldn’t just invest your funds in any business without doing a research because if you do that you might be making loss instead of profit.

I will be showing some passive income opportunities that you can invest you funds into

Personal Finance Tips

How to Save and Invest Your Money Wisely in Nigeria

April 21, 2019January 4, 2019 by Seun Laleye

You might have noticed that you have some friends earning big income but at the end of the month, they run to you to come borrow money and you keep wondering how they spent all their money and had nothing left. Well the answer is money has wings and it can fly.

The thing is if you don’t learn to manage your money, you might just spend it all without knowing exactly what you’ve spent it on.

A good way to manage your income is by saving and investing part of it, that way you will be able yo have extra funds asides what you earn and you can use it for some other projects.

One thing you should take with you in this post is that you shouldn’t spend more than you earn, I know you’ve heard this a lot of time but I’m reemphasizing it because that’s one of the main principles of financial success.

So I will be giving you some tips on how to save and invest your money wisely in Nigeria.